Q: What types of loans do you offer?
A: We offer Home Loans, Loan Against Property (LAP), Personal Loans, Business Loans, Working Capital Loans (OD, CC, LC, BG), Project Loans, and Loan Transfers.
Q: How do I apply for a loan?
A: You can apply online through our website or contact our loan experts for a personalized consultation and documentation assistance.
Q: What documents are required for a loan application?
A: Required documents include identity proof, address proof, income proof, bank statements, and property/business-related documents (if applicable).
Q: How long does the loan approval process take?
A: The approval time depends on the loan type. Personal loans can be approved within 24-48 hours, while home and business loans may take 7-15 days.
Q: What is the maximum tenure for a home loan?
A: Home loan tenure can go up to 30 years, depending on the lender and eligibility.
Q: Can I get a home loan with a low credit score?
A: Yes, but the interest rate might be higher. We help find the best lender for your profile.
Q: What is Loan Against Property (LAP)?
A: LAP allows you to leverage your property’s value to get a loan for business, education, or other needs.
Q: What is the interest rate on a personal loan?
A: Interest rates vary based on your profile, starting as low as 10-12% per annum.
Q: Can I take a personal loan without collateral?
A: Yes! Personal loans are unsecured, meaning you don’t need to pledge any assets.
Q: How can a business loan help my company?
A: Business loans provide funding for expansion, inventory, working capital, and operational costs to help your business grow.
Q: What is a Working Capital Loan?
A: It provides short-term financial support to cover day-to-day expenses, including Overdraft (OD), Cash Credit (CC), Letter of Credit (LC), and Bank Guarantee (BG).
Q: Why should I transfer my loan?
A: Lower EMIs, reduced interest rates, and better loan terms are key benefits of transferring your loan.
Q: How do I choose the right credit card?
A: We help you find a card based on spending habits, rewards, cashback offers, and annual fees.
Q: Can I apply for a credit card with no credit history?
A: Yes! Some banks offer secured credit cards or beginner-friendly cards to build your credit score.